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Bankers, Lenders, and mortgage brokers 13k Posts 2.0K Discussions;. Flood insurance $7000, on a $70,000 house?? Need advice please. 39 Replies Log in or sign up to reply. I think the suggestion to just pay off the mortgage may very well be the best solution, and of course I’ll keep my fingers crossed that more competitive premiums will be.
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· Fannie Mae Loan Requirements. Fannie Mae only deals with conforming loans for residential properties. That means it backs mortgages up to $453,100, or $679,650 if you’re buying a single-family home in a high-cost area.
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