How I Got My Credit Score to 818

which is another factor in determining your score. Closing an unused credit card can also impact your credit utilization. If.

Credit Report. How I Got My Credit Score to 818. The Motley Fool. After years of effort, I have a credit score of 818. Here’s how I got my score to be so high. While it may seem like just another number, your credit. If you have a score in this range (fico score 750 – 850), you’re almost certain to be approved for loans and credit cards.

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After years of effort, I have a credit score of 818. Here’s how I got my score to be so high. Image source: Getty Images. While it may seem like just another number, your credit score is actually one.

The higher your credit score, the more likely you are to get approved for a loan or credit card. higher scores also make you more likely to get lower interest rates. There are several factors that go.

While 680 isn’t a terrible credit score, it isn’t great, either. Fortunately, within two years, I was able to work hard to.

"You have to follow processes at each of the three credit bureaus to prove you have the legal right" to freeze a minor’s.

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This has helped me get achieve my astronomical amount of open credit. Having access to so much credit means I can keep my credit utilization ratio very low. Credit utilization ratio is determined by dividing the amount of credit used by the amount of credit available. It should be kept below 30% to avoid hurting your score , but the lower the better.

Learn more about your credit score. An 850 credit score is Exceptional. Get your free credit report from Experian and credit score to better understand why it’s so good, and how to keep it that way. Read more about score ranges and what a good credit score is.

After years of effort, I have a credit score of 818. Here’s how I got my score to be so high. Image source: Getty Images. While it may seem like just another number, your credit score is actually.